A company WedLockDivorceInsurance is out convincing couples in the US about the wisdom of squarely facing the realities of contemporary times and buying insurance to financially protect themselves in the event of their marriages hitting the rocks. Launching the scheme in August, John Logan claimed to have suffered great financial loss after a divorce, and wishes others would learn on his dime.
Counselling that “statistics don’t lie”, WedLockDivorceInsurance cites the fact that in the US, the chance of a first marriage lasting is only 50 percent. The statistics get even worse for subsequent marriages, reflecting waning level of commitment. The divorce rate is 67 percent for second marriages and rockets to 74 percent for third marriages. On WedLockDivorceInsurance website is featured a large counter showing the official number of divorces in the US so far this year (686,025 as at the time of the article). According to the U.S. Census Bureau, only one third of marriages being contracted today will reach their 25th anniversary.
John Logan believes all these data is reason enough for rational people to buy divorce insurance, just like they do in other aspects of life, even where the statistics is less threatening! By paying a regular token premium, the insured stands to reap a hefty compensation in the event of a divorce. Further statistics show that 44% of American families who suffer a divorce spend some time below the poverty line. For instance, in 2002, 7.8 percent of children in married-couple families were living in poverty, compared with 38.4 percent of children in female-householder families, according to the U.S. Census Bureau.
Thankfully, most Christians understand the great danger in this latest evil invention which can only further accelerate the decay to marriages and family life.
Jenny Tyree, marriage analyst for CitizenLink, the political arm of Focus on the Family, said divorce insurance builds into a marriage an “escape plan” rather than setting it on the foundation of strong marital commitment. She warned: “When the going gets tough, which it inevitably will in every marriage, that money might look better than the hard work required by the husband and wife to get through the hard times.”
All of these of course only pointedly demonstrate to the Church the great work crying out to be done out there. Unfortunately, at least in the US, the divorce figure between church members and non-church members are virtually the same. And if the figures look bad now, they are bound to get much worse with inventions like Divorce Insurance.
Thanks for sharing you blog. Basically It is a form of contractual liability insurance that pays the insured a cash benefit if their marriage ends in divorce and the purpose of divorce insurance is to mitigate the risk of incurring significant financial loss as a result of a divorce proceeding.
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